FSBIT

Florida’s Premium Risk Management Pool

About
About Our Trust

Florida School Boards Insurance Trust (FSBIT)

Established in 1981, the Florida School Boards Insurance Trust (FSBIT) is the premier risk management organization dedicated to the long-term financial stability of Florida’s school districts.

FSBIT is a member-owned insurance trust with a long-standing history of  service-oriented expertise. We understand the unique risks schools face, providing tailored coverage that extends far beyond a typical policy. We harness the power of pooling to protect the educational institutions that shape our future.  

With financial strength, tailored coverages, experienced risk control and superior claims management, our goal is to provide stability in the time of crisis, coverage when the unexpected arises and care for all of those we serve.

Services
Our Services

Our Expertise is the Difference

Workers Compensation
Comprehensive coverage, personalized service, and proven results.
Property and Casualty
Unparalleled expertise and personalized service for seamless claims resolution.
Disaster Response
Reliable disaster response management you can truly count on when facing emergencies and critical situations.
Risk Mitigation
Our experts meticulously assess a wide range of potential risks while effectively managing each to ensure optimal outcomes.
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Testimonials

What Our Partners Say About Us

After Idalia hit our county, it looked like a warzone. I had no idea what our district was going to do. In my head our tiny 3-man maintenance team was going to be responsible for the cleanup and reconstruction of our schools and properties. Thank goodness for FSBIT and the Emergency Advantage Program, they stepped in right away to guide us and take action. Two and a half years later they are still helping me with documentation and support. I truly do not know what we would have done without them!

Shanna Dodimead

Risk Manger, Madison County School District

The FSBIT Emergency Advantage program proved essential to DeSoto County's recovery after Hurricane Ian. Because all major recovery partners - including SynergyNDS and key emergency contractors -were already pre-positioned through FSBIT, the district was able to begin damage assessment, stabilization, and repairs immediately after the storm. In fact, when I was conducting my initial walkthrough of DeSoto High School, Jason from Royal plus hod semi-trucks rolling into the school parking lot. This eliminated delays, reduced costs, and ensured that critical facilities were secured and operational far sooner than would have been possible through traditional procurement. The coordinated project management, documentation support, and expertise provided through the program also strengthened the district's FEMA reimbursement process. Overall, FSBIT's Emergency Advantage program was a force-multiplier that accelerated DeSoto County Schools' return to normal operations.

Dr. Bobby Bennett

Superintendent, School District of Desoto County

FSBIT isn't just an insurance trust-they're a dedicated team of professionals who genuinely care about the districts they serve. Over the past year, I've reached out for assistance on several major issues, and each time, the team has delivered exceptional service that goes far beyond my expectations. What truly sets FSBIT apart is their willingness to provide on-site help when needed, demonstrating a hands-on approach that makes all the difference in risk management. What impresses me most about FSBIT is how approachable everyone is. Whether I'm calling with a routine question or facing a critical situation, I know I can count on this team to respond with expertise, clarity, and genuine concern. They take the time to educate and inform, empowering us to make better decisions for our district while managing risk effectively. FSBIT has proven to be far more than a service provider-they're a trusted partner invested in our success and the wellbeing of our school community.

Patrick White

Coordinator of Special Projects, Madison County School District