In the early 1980s, new Florida legislation empowered school districts to take greater control of their risk by allowing alternative approaches to insurance and risk management. This pivotal change created an opportunity for districts to collaborate, self‑insure, and build long‑term financial stability.

Recognizing the growing challenges school districts faced—including rising insurance costs, complex claims administration, and loss prevention—the Florida School Boards Association (FSBA) established the Florida School Boards Insurance Trust (FSBIT). The Trust was designed with a singular purpose: to provide dependable, cost‑effective risk management solutions tailored specifically to Florida’s public schools.

For more than 45 years, FSBIT has proudly operated under the auspices of FSBA, earning the trust of its members through consistent performance and a shared commitment to education.

Built by schools, for schools, FSBIT remains focused on what matters most—protecting educational communities so they can focus on student success. Today, FSBIT serves 13 member districts, protecting nearly $10 billion in school district assets across 313 campuses, supporting more than 29,000 employees, and safeguarding the learning environments of over 187,000 students.